Note:

This tool provides an estimated pension amount based on the Unified Pension Scheme (UPS) criteria for government employees.

• Employees with 25+ years of service are eligible for a pension of 50% of the average basic salary drawn in the last 12 months.
• Employees with 10-24 years of service are assured a minimum pension of ₹10,000.
• Family Pension: In case of the employee's death, the spouse will receive a family pension equal to 60% of the pension the employee was receiving.

What is Unified Pension Scheme (UPS) Calculator

The Unified Pension Scheme Calculator is a tool designed to help central government employees estimate their potential pension benefits under the Unified Pension Scheme (UPS).

How to Use the Unified Pension Scheme (UPS) Calculator

• Enter the number of service years.
• Provide your current Basic Pay and Dearness Allowance (DA).
• Click on "Calculate" to view your estimated pension amount.

Benefits of the Unified Pension Scheme (UPS) Calculator

• Financial Planning: Helps plan retirement by estimating future income.
• Transparency: Provides a clear and transparent view of the calculation process.
• Accessibility: Easily available online for government employees.

FAQ's

What is the Unified Pension Scheme (UPS)?
The UPS is a new pension scheme for central government employees offering assured pensions, family pensions, and minimum pensions.

Who is eligible for the UPS?
All central government employees joining service on or after April 1, 2025, are eligible for the UPS.

How is the pension calculated under the UPS?
The pension is calculated based on your average basic pay over the last 12 months and years of service.

What is the family pension under the UPS?
The family pension is 60% of the employee's pension, provided to their family in case of the employee's death.